Providing alternatives... not ultimatums
CCF has been helping business owners acquire funding for over 30 years
For Borrowers
At Corporate Capital Funding we believe customer satisfaction is essential when building a strong, solid relationship. Since we always make that a priority, clients are constantly returning to Corporate Capital Funding to secure additional commercial financing. Our objective is to give a fast, positive response that suits their needs. We want the opportunity to provide your clients with our quality financial services. The relationships we have developed over the last 30 years with various referral sources have been fundamental to both their and our success.
Some of the kinds of funding we have been succecssful with include:
- Asset Based Lending for accounts receivable and working capital
- Commercial Loans of all types for many different reasons
- Equipment Financing both new, used and refurbished
- Real Estate Financing to improve your rate or generate some cash
- SBA Financing of various types and reasons
- Equipment and Vehicle Leasing or Financing for either capital leases or operating leases for all types of equipment from computer software to trucks, buses and construction equipment
For anyone who is looking for funding for their business, please start by completing the Application/Questionnaire. This will give us an understanding of the name and structure of the business ownership along with information on the company’s operations or marketplace.
Once the application is complete, any Borrower should obtain a copy of their personal credit report so we can understand the Borrower or Guarantors credit history. Without this credit report that is typically free to the Borrower/Guarantor, any funder will have to pull the credit report themselves which can end up as an inquiry on your credit report. In most cases we are looking for credit scores in the mid six hundred as a minimum but also have programs that help Borrowers who have had credit challenges in the past.
As an indication of how profitable and successful a business is typically seen by analyzing at least three months of bank statements for the business for all its accounts. So along with the Application/Questionnaire, and the credit report, any potential Borrower should plan to provide bank statements as described or should show the amount of equity the Borrower is planning on investing in if the business is a startup.
Beyond this basic information, we will need the items that are listed on the checklists in this web site. So, if you are looking for working capital, please provide the items listed on the Line of Credit checklist.
If you are interested in any green energy equipment, please provide the items listed on that checklist. Or the equipment lease checklist for anything else.
The real estate checklist is designed to address the needs of the Borrower looking to acquire commercial real estate to either occupy with their business or for investment purposes. If the Borrower intends to occupy the property with their business, then we will need information pertaining to the historical operation of their business and if it is for investment purposes we are going to be concerned about the income stream being paid by the tenants and the cost of operating and maintaining the property.
General Business Financing describes what is needed for any client who is looking for funding for their business but is not sure how it will be managed.
Lastly, the Objectives and Benefits statements describe to any Borrower Corporate Capital Funding’s approach to this business and how it has been handled since 1991 when the business was started. And the 2024 CCF General is a brochure that gives a quick description of what we do and how we can help our clients.
Required Documents
Application & Questionaire
This will give us an understanding of the name and structure of the business ownership along with information on the company’s operations or marketplace
General Business Financing
Describes what is needed for any client who is looking for funding for their business but is not sure how it will be managed
General Application
A brochure that gives a quick description of what we do and how we can help our clients
Green Energy Checklist
Checklist of required documentation to obtain green energy related financing
Objectives & Benefits
Describtes to any borrower Corporate Capital Funding’s approach to this business and how it has been handled since 1991
Line of Credit
Checklist of required documents for working capital financing
Real Estate Financing
Designed to address the needs of the Borrower looking to acquire commercial real estate to either occupy with their business or for investment purposes
For Equipment Dealers
With all that is going on in the world, we have encountered many stressed and troubled colleagues and business professionals. They are informing us that either they or their customers have been turned away because a funding source was unable to approve their requests for funding. Companies were not sure where to turn for a better solution for their clients.
Corporate Capital Funding wants to prevent that from occurring, by providing your clients with alternatives not ultimatums!
The advantages of using our services are numerous, listed below are a few that have allowd us to support our customers and help them achieve their success:
- We are a local company familiar with trends and changes in the business world over the last 42 years
- We are able to accomodate purchases and leases of any size starting at $5,000 and as low as 5.25% for financially strong customers
- Application only up to $250,000 and more depending upon credit history
- Progress billing
- Structured payments to meet cashflow
- We will accommodate A, B, & C credit
We value every customer and provide them with prompt and honest service and promote customer and dealer loyalty to help enhance your business.
Reports Show More Businesses Rely on Vendor Financing
Research indicates that more companies are seeking and securing vital financing from their vendors as other forms of credit remains tight. According to the National Small Business Association’s (NSBA) 2009 Small Business Credit Card Survey, 30% of business owners said they relied on vendor credit over the prior 12 months, compared to roughly 18% who did so prior to the credit crisis.
Also according to the report, 7% of respondents said they relied on leasing, while just 1% said they used factoring as a financing tool over the previous year. Well over half (59%) said they turned to credit cards for business financing.
Not all vendors are willing to take the risk of extending interest-free pay cycles to 60 or 90 days, but vendors are seeing that type of request more frequently, The Wall Street Journal reported in an article on the topic published today (2/19).
Much of what we do revolves around working with the customer to obtain the needed information to reach an approval level. And once we have that we are able to provide a reasonable quotation to the customer. During this time, I encourage customers to provide information on their business with the better options available after the funder has a thorough understanding of the applicant and its history.
Since we are customer centric and we value both your relationship and one that will develop with the customer. We emphasize customer service and prompt service, so we can imagine you might know or are familiar with several leasing companies; however, we would appreciate the opportunity to bid on your next five deals. We are a local company offering a “hands on” approach to leasing that will simplify your sales process and eliminate issues or pressures that occur when dealing with large national leasing sources that lack the ability to resolve issues quickly and are not responsive to your needs.
Most importantly, a lease quote combined with a cash quote can make the cash price seem even easier or perhaps there needs to be a discussion about other opitons to fullfill the customers budget.